Bringing Structure to Your Financial Life

We believe that the most important way we help you stay disciplined, focused and on track is our comprehensive planning process. This process is designed to uncover and understand your needs and dreams. We work with you at all stages from wealth creation to wealth preservation by planning for both the expected and unexpected and understanding the legacy you wish to create. With this understanding, we help you develop a plan to help get you there so that you can live life for the reasons that are important to you.

Each step in our process is how we work with you to help you create your plan.


The key to successful is truly understanding who you are as a person.  With our Discovery Process we focus on what is most important to you, both financially and personally.  We will look at all the major aspects of your financial life, including your specific values and goals as well as your time horizon, income and liquidity needs and ability and willingness to take risk.  Together, we will define your personal definition of financial success and work with you to translate this into prioritized goals.  As part of this step, we will also make a "Mutual Commitment" to working together and putting your plan in place.


To thoroughly understand your situation, we will take a comprehensive inventory of your current financial position, including strengths as well as any gaps or weaknesses.  We will also analyze the effectiveness, composition and expenses of your existing investments.  We will analyze specific items for action to make sure that your goals and financial situation are aligned.


After preparing the analysis, we will develop a long-term plan focused on getting you from where you are today to where you want to be in the future.  Through this process, we will address any items that need clarification, and recommend changes based on any additional information.  We think that an open, honest dialogue about your financial needs, beliefs, expectations, and concerns is critical to any successful advisory relationship.


The next step is the implementation of your plan.  In addition to creating your investment portfolio we will also work with a team of financial professionals to address all of the non-investment action items we've identified.  You will also receive an Investment Policy Statement, which documents what we have agreed to and assigns responsibility and accountability.


Life changes so your plan is never static.  That's why we'll make our Discovery Process part of our ongoing meetings, so that your plan always reflects you life.  We will monitor you plan closely and provide you with clear and concise reporting.  In addition, as financial markets rise and fall, your portfolio's exposure to stocks, bonds, cash and other investments will tend to fluctuate as well.  Through periodic rebalancing we will make sure your portfolio maintains its target allocations.  This helps control the level of risk in your portfolio and minimizes emotional decision making.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck